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Aussie banks to start rolling out real-time payments by next year
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With the Australian Payments Clearing Association (APCA), the banks - including ANZ, Bendigo and Adelaide Bank, Citi, CBA, Cuscal, NAB, and Westpac - submitted this attached to make this happen in February. KPMG has won a competitive tender to become programme manager, the plan now is to put out a request for tender next year, and selection of the key elements of the operating system.
Digital Transformation - Sweet Spot
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Different organisation require different approach for leveraging benefits from digital transformation in their evolution. Pure Digitisation leads to expansion of core business to digital platforms. Pure Transformation leads to change in traditional business model to a new type of business model. Combination of executing Digitisation (services and platforms) and Business Transformation (transforming culture and business model) in parallel is less agile and is a challenging task to achieve. However this is the best option, executing either option individually or sequentially will not give the desired outcome.
Interview with Brad Howarth - Australian Innovation and Startups Landscape
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As part of our ongoing interviews with CEO's, Media Personalities, Philanthropists, and VC’s, to gauge the innovation and startups landscape in Australia, today we showcase our interview with Freelance Journalist, Public Speaker Mr Brad Howarth , who writes on Australia’s startup industry, digital marketing, dangers of climate change and other relevant topics in this domain. This is what Brad has to say in a detailed interview with me. Read it here
Digital Transformation - Redifining Industries
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In the ongoing pursuit of exploring how our world is becoming Digitally Transformed and how this is going to impact every industry, I have outlined the following agenda for a view point and a book that is still in the exploration stage. The following agenda outlines the scope for me to explore, write and share my rumblings. I'm keen to get some thoughts and feedback. So please don't hesitate to reach out to me. Update : Updated work on this topic is here
Internet Trends 2011 by Mary Meeker, Partner at KPCB
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How to Qualify Sales Lead and forecast Sales Target
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Sharing my thoughts on how to qualify leads and forecast target. Over the years, I have successfully used the BANT framework across the Waterfall Model of Funnel. Let's look at the stages of Stage 0 (Demand Generation) Inquiry - via a demand generation campaign like email/social media/webinar etc. or a sales rep. driven I'm not sure how you have got these 22 leads. From here, 22 prospects needs to be qualified along with 3 existing qualified leads to be sure. Stage 1 (Lead Management) Awareness - customer says do I have a problem, root problem /or a symptom of a problem Exit criteria - Marketing Captured Lead (MCL) which is data requests like decisions makers, address, email, employees and other details of an organisation Stage 2 (Lead Management) Consideration - mean buyers say I have a problem and a need Exit criteria - Marketing Qualified Lead (MQL) - BANT 1 can be used to exit to the next stage Stage 3 (Lead Management) Engagement - m